| Two programs are being enacted by the federal | | | | regular income being received by people who |
| government, which provides benefits for | | | | have acquired a disability and can no longer work |
| individuals with disability. Collectively, these | | | | at all or hold down his/her present work, provided |
| programs are being referred to as "Social Security | | | | that he / she has remitted adequate FICA taxes. |
| disability benefits."o Social Security Disability | | | | Under the SSDI, different kinds of benefits are |
| Insurance Benefits Program or SSDI Benefits - | | | | provided for family members when their major |
| authorized by the Social Security Act, Title II and | | | | wage earner have acquired a disability or died. |
| is geared towards providing benefits to workers | | | | The SSDI program is being financed by the Social |
| with disability and / or their dependents and | | | | Security taxes being paid by employees, |
| surviving spouses or children.o Supplemental | | | | employers and self-employed individuals. SSDI |
| Security Income program or SSI - authorized by | | | | benefits can be paid to workers with disability, |
| the Social Security Act, Title XVI and aimed at | | | | widows or widowers, and children or disabled since |
| giving benefits to individuals with disability whose | | | | childhood adults if they are eligible. |
| assets and income are below a particular level. | | | | Availing SSDI benefits |
| History of Social Security Disability Insurance | | | | The Social Security has a particular definition of |
| (SSDI) Benefits | | | | disability that need to be met in order to become |
| It was in the year 1935 when the U.S. federal | | | | eligible to receive SSDI benefits. The main |
| government set up a program geared towards | | | | requirement to gain medical eligibility under the |
| providing elderly employees of commercial and | | | | SSDI program is the inability by an individual to |
| industrial sectors with retirement benefits. The | | | | perform any kind of Substantial Gainful Activity or |
| scheme of this program is enacted through the | | | | SGA for 12 months or more. |
| Federal Insurance Contributions Act or FICA, | | | | This medical definition of disability is also the |
| setting up a federal retirement fund that the | | | | requirements used to become eligible under the |
| employees are required to pay into. The | | | | Supplemental Security Income (SSI) program. |
| employees remit into this fund through a regular | | | | Determining disability |
| deduction on their salary. | | | | The person with disability should have been unable |
| It is the Social Security and the Medicare | | | | to perform SGA due to an impairment affecting |
| programs that are funded after the withdrawal of | | | | the physical or mental capacity and is medically |
| FICA tax from the employees' salaries. Meanwhile, | | | | determinable. The impairment can also either be |
| self-employed citizens can contribute to the FICA | | | | expected to last continuously for at least 12 |
| because of the federal tax returns. | | | | months or result in death. |
| By 1956, some protection policies covering the | | | | Receiving benefits |
| "involuntary retirement" options on the basis of | | | | After meeting the requirements given by the |
| disability were established. An individual, even if he | | | | disability evaluation and the disability is already |
| she has been forced to stop working because of | | | | proven, the payments of SSDI benefits will |
| a disability may still have access to the disability | | | | commence. The beneficiary needs to wait for a |
| insurance. It would depend, however, on the | | | | period of 5 months since it is during the sixth |
| period he / she have paid FICA taxes. | | | | month after the disability began that benefits |
| Objectives of SSDI | | | | payment start. It will continue up to the second |
| The main objective of the SSDI is to replace the | | | | month's end of the disability. |