| GA auto insurance information and concepts will | | | | accident, $50, 000 of bodily injury liability for all |
| be a necessary thing to have a grasp of when it | | | | injuries in one accident and $25, 000 of property |
| comes time to look at getting auto insurance in | | | | liability for one accident. |
| the state of Georgia. What's for certain is that | | | | Additionally, keep in mind that Georgia is not a "no |
| anybody who operates a motor vehicle on the | | | | fault" state, meaning that blame can be assigned |
| highways and byways in the state will need to | | | | to one person or another involved in the accident |
| have at least a minimum mandatory coverage | | | | and that the other person's insurance company |
| when it comes auto insurance. | | | | can go after the person to whom blame is |
| Generally speaking, auto insurance is not only | | | | assigned. Georgia also does not require a person |
| there to help repair or otherwise make good on a | | | | to carry what's known as uninsured motorist |
| motor vehicle it's been damaged in an auto | | | | insurance. Like many Southern states, there is |
| accident, which is an important feature of any | | | | also no requirement for PIP or "personal injury |
| form of vehicular insurance, but -- more | | | | protection." |
| importantly -- it's fair to cover the operator of a | | | | Of course, the rates that people will pay in |
| motor vehicle, any riders and any other people | | | | Georgia for auto insurance will depend upon a |
| involved in a motor vehicle accident. | | | | number of different factors including where the |
| GA auto insurance has also been set up so that | | | | vehicle will be kept, the age of the driver, what |
| the personal property of a non-motor vehicle | | | | kind of driving record the driver has and what |
| nature may also be covered in many instances. | | | | kind of car is going to be insured. Brand-new or |
| For example, suppose a vehicle loses its brakes | | | | very inexperienced drivers will generally end up |
| and then runs into a house on the side of the | | | | paying more for a policy unless they can get |
| road. In this instance, the motor vehicle operator's | | | | themselves covered under their parents policy. |
| insurance will probably pick up the tab for any | | | | GA auto insurance is mandatory for any vehicle |
| repairs to the house and the motor vehicle itself. | | | | that is going to be registered for operation on the |
| In the state of Georgia, mandatory minimums for | | | | roads in that state. Proof of insurance must be |
| auto insurance come in at a relatively low 25/50 | | | | kept available for the scrutiny of law enforcement |
| 25. This means, that as far as reliability goes, a | | | | officials or other government agents and must be |
| person will need to carry $25, 000 of what's called | | | | presented upon request. Only foolish people go |
| bodily injury liability for one person injured in an | | | | without auto insurance, and for good reason. |