| The Social Security Disability schemes provide | | | | to be disbursed. The biggest advantage of the |
| various kinds of assistance to the eligible. Once | | | | scheme is that the amount determined to be |
| your case is considered a genuine one, benefits | | | | given takes care of the inflation and rise of costs. |
| under various programs will start to make your | | | | For being eligible, the worker needs to have |
| life comfortable and unconcerned. | | | | completed at least sixty two years of age. |
| The biggest payout under the scheme is made as | | | | However, he has to attain the age of sixty eight |
| retirement benefits. The worker pays social | | | | to be eligible for full retirement benefits. The |
| security taxes throughout his period of work and | | | | benefits will continue till the death of the |
| his work history and earnings are also kept in | | | | beneficiary. |
| watch by the administration. The amount granted | | | | If a worker chooses to delay his retirement well |
| as support depends upon his earning record and | | | | past the normal accepted retirement age, he will |
| the age at which he is rendered incapable to work | | | | get additional retirement credits that will increase |
| further. However, a Federal Court ruling clearly | | | | his disability insurance amount. These retirement |
| states that eligibility to such welfare schemes is | | | | credits can be extended to their spouses too. |
| not a contractual right, which gives the State | | | | Children and spouse benefits would not be |
| governments to cut the aid at any point of time. | | | | affected by these credits. |
| The amount to be allotted as retirement benefit is | | | | Any current spouse or former spouses for more |
| calculated on the basis of the applicant's Primary | | | | than ten years are eligible for the spouse's benefit. |
| Insurance Amount or in short, the PIA. PIA is the | | | | The benefits for the spouse is calculated to be |
| average income earned during thirty five years of | | | | fifty percent of the worker`s Primary Insurance |
| his most productive work years. For those who | | | | Amount. If a beneficiary dies, his or her surviving |
| does not have thirty five years of service, | | | | spouse are eligible to receive survivor`s benefits. |
| zeroes are added to his actual earning years to | | | | The amount allowed is equal to the full retirement |
| bring up the required thirty five. Certain formulas | | | | benefit of the deceased worker if the spouse has |
| and determiners are used to calculate the amount | | | | attained the normal retirement age. |